Warts are caused due to a virus (HPV or human papillomavirus) and if you decide to rip them off, you risk spreading the infection to other healthy areas. Sure some people claim to do this, but the warts are going to keep on coming back. It is really not a good idea to rip a wart off. It can be extremely painful and may end up costing you multiple trips to the doctor's office.
Photo Credit: Niels Olson
If your goal is to get rid of the wart from your home, there's actually other home remedies that you can try that are actually effective and considered safer.
Please keep in mind that the success rate of home remedies depend on the wart itself. If you're not sure that the growth type that you have is a wart, you should definitely consult your doctor to get it diagnosed and treated professionally. Doctors usually perform a minor surgery or freeze the wart to help you get rid of it.